Our online application is fast, secure, and easy.
We ensure a speedy process.
Receive your cash as soon as the next business day.
When you are looking to buy a used truck, one of the most important things to consider is financing. Most people cannot afford to pay for a vehicle in cash upfront, which is why they rely on loans. However, the interest rates for used truck loans can vary greatly, and you need to take the time to find the best rates for your budget. In this article, we will provide you with all the information you need to know about used truck loan rates and how to find the best deals.
There are several factors that influence the interest rate you will receive on your used truck loan:
Before you apply for a used truck loan, it is important to do your research and shop around for the best rates. Here are some steps you can take:
Getting pre-approved for a used truck loan can give you an advantage when negotiating with dealerships. Here's how to get pre-approved:
When looking for a used truck loan, it is important to take the time to research and compare rates from different lenders. Remember that your credit score, age of the truck, loan term, and down payment amount all affect your interest rate. By following the tips in this article, you can find the best loan rate for your budget.
Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
Interest Rate | 24% | 19% | 13% | 8% |
Loan Term | 12 Months | 24 Months | 48 Months | 60 Months |
Fee | 3% | 5% | 8% | 10% |
Fee Cost | $30 | $100 | $400 | $1,000 |
Repayment | $94.56 | $100.82 | $131.67 | $202.28 |
APR | 29.82% | 24.12% | 18.23% | 9.20% |
Total Payments | $1,134.72 | $2,419.68 | $6,320.12 | $12,136.80 |
Total Costs | $164.72 | $519.68 | $1,720.12 | $3,136.80 |
The website is not an offer to lend. The website only provides a service and is not an agent, representative, or broker of any lender and does not endorse or charge you for any loan or product. The website operators are not lenders, do not make loans of any type, and do not make credit decisions.
The website collects personal information provided by you and forwards it to partners in our lender network. You are under no obligation to use this website or service to initiate, contact, nor apply for credit or any loan product with any service provider or lender. Loan amounts vary from $100 and $35,000 but not all lenders can provide up to $35,000. Providing your information on the website does not guarantee you will be approved for a loan or credit product.
Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. If you have any questions, contact your lender directly for details, questions, or concerns regarding your loan or credit product. Short-term cash loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution.
This service and lenders are not available in all states. Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union or may perform alternative credit checks or consumer reports through alternative providers. By submitting your request, you acknowledge, agree, and authorize that (a) your information may be sent to lenders and/or third-party partners on your behalf, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness.
Address: 557 W Lake Ave NW Atlanta Georgia 30318
Email Address: info@30moneyapp.com